[Multifunctional]- Pen is not included.Built in calendar, week day to page memo and calculator, convenience for your to mark date,take memo and calculate, improve the work efficiency; card slot, with 3 card slots for name card, bank card; large pocket, you can put your money, bills or receipt; pen holder loop, convenient to you put your pen; loose leaf lined notebook for writing, taking note, diary or travel journal.
[Zipper Design]:Sturdy zipper not easy break, zip smoothly, which can help you organize easily and easy carry with you, it can protect your paper, document not easy lose, and protect your privacy, great personal notebook organizer.